Minnesota Life — a leader in designing and administering flexible life insurance

Any insurance program is a long-term partnership. When developing a program for highly compensated executives it's especially critical to work with a carrier that has a track record of superior performance. Minnesota Life has both the credentials and the experience to design and service an executive benefits program that exceeds expectations. We offer you:

• Maximum product flexibility to design a program that meets employee needs from Basic Group Term to Variable Universal Life with value added features such as accelerated death benefit, accidental death, business travel accident and beneficiary financial counseling.
  
  

• Investment expertise With more than 20 different investment options, from well-known firms such as Fidelity Investments and Franklin Templeton, Minnesota Life's Variable Group Universal Life insurance plan provides a wide range of choices to help executives accomplish their financial goals. Our Model Accumulation Portfolio System (MAPS) provides an objective, systematic way to help them choose an asset allocation strategy right for them.

• Market experience We bring more than 80 years of experience in group life insurance to employers. We insure some of the country's largest employers, municipalities and associations.

• Industry-leading technology Our technologies can help lower your costs as well. A technology leader, Minnesota Life was the first group life insurer to offer online enrollment, online account management, electronic signature and electronic document distribution to large employer groups. We use technology to make life easier for you.

  » View a demo of our capabilities
  » Order our technology innovations package

• Implementation and administration services that set the standard for the group life insurance business. Customer feedback guides our process — we are constantly on the lookout for better and quicker ways to do business. Employees notice and appreciate the friendly and competent service they receive — in 2003 customer satisfaction survey nearly all clients (99%) rated our overall service quality high and said they would recommend Minnesota Life to another company.

For innovative ideas on using group life insurance to structure or fund executive benefits programs, contact your Minnesota Life Group Life sales manager or Ed Eller, national sales manager, Universal Life products.

» Order our Group Insurance capabilities package
» View the current VGUL prospectus (pdf, 1.3Mb)