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    <title>Aware</title>
    <link>http://www.lifebenefits.com/lb/Aware/aware_front.html</link>
    <description>Minnesota Life&apos;s monthly Aware newsletter for benefits professionals and intermediaries.</description>
    <itunes:summary>Minnesota Life&apos;s monthly Aware newsletter for benefits professionals and intermediaries.</itunes:summary>
    <itunes:subtitle>A newsletter for benefits professionals and intermediaries.</itunes:subtitle>
    <itunes:category text="Business"></itunes:category>
    <language>en-us</language>
    <copyright>2010. All rights reserved.</copyright>
    <pubDate>Thr, 22 Jul 2010 12:00:00 GMT</pubDate>
    <lastBuildDate>Thr, 22 Jul 2010 12:00:00 GMT</lastBuildDate>
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    <managingEditor>aware@securian.com(Adam Taylor)</managingEditor>
    <webMaster>aware@securian.com</webMaster>
    <image>
    <url>https://imagelibrary.securian.com/group/web/LB_logo.jpg</url>
    <title>Aware</title>
    <link>http://www.lifebenefits.com/lb/Aware/aware_front.html</link>
    <width>105</width>
    <height>75</height>
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    <itunes:owner>
    <itunes:name>Adam Taylor</itunes:name>
    <itunes:email>aware@securian.com</itunes:email>
    </itunes:owner>
    <itunes:author>Minnesota Life</itunes:author>
    <itunes:explicit>no</itunes:explicit>
    <ttl>1</ttl>
    <item>
      <title>Employer focus: Changing of the guard: Who&apos;s taking the lead on health care reform?</title>
      <link>http://www.lifebenefits.com/lb/Podcasts/0508_EmployerFocus.mp3</link>
      <comments>http://www.lifebenefits.com/lb/Podcasts/0508_EmployerFocus.mp3</comments>
      <itunes:author>Minnesota Life</itunes:author>
      <dc:creator>Minnesota Life</dc:creator>
      <description>Regardless of who takes the reins in the White House this fall, health care reform is certain to be at the top of the new president's agenda. Given the high stakes, employers - both public and private - will need to stay involved as the national discussion unfolds.</description>
      <pubDate>Wed, 21 May 2008 07:00:00 GMT</pubDate>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Regardless of who takes the reins in the White House this fall, health care reform is certain to be at the top of the new president's agenda. Given the high stakes, employers - both public and private - will need to stay involved as the national discussion unfolds.</itunes:summary>
      <itunes:keywords>human resources, health care, politics, employee benefits</itunes:keywords>
      <itunes:duration>0:5:55</itunes:duration>
      <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0508_EmployerFocus.mp3" length="14217216" type="audio/mpeg" />
      <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0508/Changing%20of%20the%20guard%20-%20Who's%20taking%20the%20lead%20on%20health%20care%20reform_.mp3</guid>
      <itunes:explicit>no</itunes:explicit>
    </item>   
    <item>
     <title>Producer spotlight: Breaking the cycle</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0508_ProducerSpotlight.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0508_ProducerSpotlight.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>More benefits advisers are rejecting the concept of annual enrollment, saying the best way to enroll employees in voluntary benefits is by running separate meetings outside of the regular enrollment cycle.</description>
     <pubDate>Wed, 21 May 2008 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>More benefits advisers are rejecting the concept of annual enrollment, saying the best way to enroll employees in voluntary benefits is by running separate meetings outside of the regular enrollment cycle.</itunes:summary>
     <itunes:keywords>benefits enrollment, workplace benefits</itunes:keywords>
     <itunes:duration>0:1:33</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0508_ProducerSpotlight.mp3" length="3751936" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0508/Breaking%20the%20cycle.mp3</guid>
     <itunes:explicit>no</itunes:explicit>
    </item>
    <item>
     <title>Gaining ground: Grief and loss in the workplace: Responding with compassion</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0508_GainingGround.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0508_GainingGround.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>When a co-worker suffers a loss, or an employee dies, a compassionate response from fellow workers can help lessen the pain for those involved.</description>
     <pubDate>Wed, 21 May 2008 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>When a co-worker suffers a loss, or an employee dies, a compassionate response from fellow workers can help lessen the pain for those involved.</itunes:summary>
     <itunes:keywords>grief, loss, workplace death</itunes:keywords>
     <itunes:duration>0:4:52</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0508_GainingGround.mp3" length="11684176" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0508/Grief%20and%20loss%20in%20the%20workplace_%20responding%20with%20compassion.mp3</guid>
     <itunes:explicit>no</itunes:explicit>           
    </item>    
    <item>
     <title>Employer focus: Above and beyond the call of duty: Reintegrating veterans into the workforce</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0608_EmployerFocus.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0608_EmployerFocus.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>Military-friendly employers reach out to veterans for retention and humanitarian reasons, and support their own &quot;troops&quot; as part of their corporate culture.</description>
     <pubDate>Tue, 24 Jun 2008 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>ilitary-friendly employers reach out to veterans for retention and humanitarian reasons, and support their own &quot;troops&quot; as part of their corporate culture.</itunes:summary>
     <itunes:keywords>benefits, workplace benefits, veterans affairs, return to work</itunes:keywords>
     <itunes:duration>0:5:01</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0608_EmployerFocus.mp3" length="7240858" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0608/Employer%20Focus%20-%20Above%20and%20beyond%20the%20call%20of%20duty.mp3</guid>
     <itunes:explicit>no</itunes:explicit>
    </item>
    <item>
      <title>Producer spotlight: The New Buzz in Health Care Cost Containment</title>
      <link>http://www.lifebenefits.com/lb/Podcasts/0608_ProducerSpotlight.mp3</link>
      <comments>http://www.lifebenefits.com/lb/Podcasts/0608_ProducerSpotlight.mp3</comments>
      <itunes:author>Minnesota Life</itunes:author>
      <dc:creator>Minnesota Life</dc:creator>
      <description>As employers continue to battle rising benefits costs, they are looking to producers for fresh approaches. In response, producers are shifting their role to that of consumer health care advocate and aligning with carriers who share their vision for helping employees adopt healthier lifestyles.</description>
      <pubDate>Tue, 24 Jun 2008 07:00:00 GMT</pubDate>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>As employers continue to battle rising benefits costs, they are looking to producers for fresh approaches. In response, producers are shifting their role to that of consumer health care advocate and aligning with carriers who share their vision for helping employees adopt healthier lifestyles. </itunes:summary>
      <itunes:keywords>human resources, health care, employee benefits</itunes:keywords>
      <itunes:duration>0:0:22</itunes:duration>
      <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0608_ProducerSpotlight.mp3" length="530715" type="audio/mpeg" />
      <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0608/ProducerSpotlight.mp3</guid>
      <itunes:explicit>no</itunes:explicit>
    </item>    
    <item>
     <title>Gaining ground: Blogs, vlogs and podcasts, oh my!</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0608_GainingGrounds.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0608_GainingGrounds.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>Don&apos;t know a vlog from a wiki? Aware provides a primer for these new information-sharing tools and explains how they can boost employee communication and engagement in your organization.</description>
     <pubDate>Tue, 24 Jun 2008 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>Don&apos;t know a vlog from a wiki? Aware provides a primer for these new information-sharing tools and explains how they can boost employee communication and engagement in your organization.</itunes:summary>
     <itunes:keywords>workplace technology, web 2.0, blog, vlog, wiki</itunes:keywords>
     <itunes:duration>0:5:08</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0608_GainingGrounds.mp3" length="7398220" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0608/Gaining%20Grounds%20-%20Blogs,%20vlogs%20and%20podcasts,%20oh%20my!.mp3</guid>
     <itunes:explicit>no</itunes:explicit>           
    </item>    
    <item>
     <title>Employer focus: Benefits move from cost-driver to strategic recruiting tool</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0708_EmployerFocus.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0708_EmployerFocus.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>According to recent studies, benefits may be outstripping pay as candidates&apos; most important consideration when evaluating a potential job. While using benefits as a strategic tool to attract top talent - especially Gen Y&apos;ers - employers must still keep a close eye on the bottom line.</description>
     <pubDate>Wed, 23 Jul 2008 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>According to recent studies, benefits may be outstripping pay as candidates&apos; most important consideration when evaluating a potential job. While using benefits as a strategic tool to attract top talent - especially Gen Y&apos;ers - employers must still keep a close eye on the bottom line.</itunes:summary>
     <itunes:keywords>benefits, workplace benefits, recruiting, talent management</itunes:keywords>
     <itunes:duration>0:5:45</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0708_EmployerFocus.mp3" length="8290317" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0708/EmployerFocus.mp3</guid>
     <itunes:explicit>no</itunes:explicit>
    </item>
    <item>
      <title>Producer spotlight: Long term care insurance: Market or mirage?</title>
      <link>http://www.lifebenefits.com/lb/Podcasts/0708_ProducerSpotlight.mp3</link>
      <comments>http://www.lifebenefits.com/lb/Podcasts/0708_ProducerSpotlight.mp3</comments>
      <itunes:author>Minnesota Life</itunes:author>
      <dc:creator>Minnesota Life</dc:creator>
      <description>What&apos;s the outlook for the employer long-term care insurance market? </description>
      <pubDate>Wed, 23 Jul 2008 07:00:00 GMT</pubDate>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>What&apos;s the outlook for the employer long-term care insurance market?</itunes:summary>
      <itunes:keywords>long-term care insurance, health care, employee benefits</itunes:keywords>
      <itunes:duration>0:5:28</itunes:duration>
      <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0708_ProducerSpotlight.mp3" length="7874660" type="audio/mpeg" />
      <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0708/ProducerSpotlight.mp3</guid>
      <itunes:explicit>no</itunes:explicit>
    </item>    
    <item>
     <title>Gaining ground: Doing what&apos;s right in a changing economy</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0708_GainingGround.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0708_GainingGround.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>Business ethics are not made manifest by what we say, but by what we do.  Author-investor Louis DeThomasis contends that real ethics go beyond a minimum code of conduct and exhorts business people to - stop being principled and do what&apos;s right.</description>
     <pubDate>Wed, 23 Jul 2008 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>Business ethics are not made manifest by what we say, but by what we do.  Author-investor Louis DeThomasis contends that real ethics go beyond a minimum code of conduct and exhorts business people to - stop being principled and do what&apos;s right.</itunes:summary>
     <itunes:keywords>workplace ethics, ethics, code of conduct</itunes:keywords>
     <itunes:duration>0:4:43</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0708_GainingGround.mp3" length="6808362" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0708/GainingGround.mp3</guid>
     <itunes:explicit>no</itunes:explicit>           
    </item> 
    <item>
     <title>Employer focus: Who is GINA and what does she expect?</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0808_EmployerFocus.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0808_EmployerFocus.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>The new Genetic Information Nondiscrimination Act (GINA) may force companies to change their hiring and employment practices. Group health insurers also need to take heed of the law&apos;s new requirements.</description>
     <pubDate>Wed, 19 Aug 2008 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>The new Genetic Information Nondiscrimination Act (GINA) may force companies to change their hiring and employment practices. Group health insurers also need to take heed of the law&apos;s new requirements.</itunes:summary>
     <itunes:keywords>benefits, workplace benefits, genetic testing</itunes:keywords>
     <itunes:duration>0:3:21</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0808_EmployerFocus.mp3" length="4849674" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0808/EmployerFocus.mp3</guid>
     <itunes:explicit>no</itunes:explicit>
    </item>
    <item>
      <title>Producer spotlight: Get More #13</title>
      <link>http://www.lifebenefits.com/lb/Podcasts/0808_ProducerSpotlight.mp3</link>
      <comments>http://www.lifebenefits.com/lb/Podcasts/0808_ProducerSpotlight.mp3</comments>
      <itunes:author>Minnesota Life</itunes:author>
      <dc:creator>Minnesota Life</dc:creator>
      <description>With life expectancy increasing around the world and baby boomers working well past traditional retirement age, benefits providers are looking for new ways to meet the life insurance needs of an older, but active population.</description>
      <pubDate>Tue, 19 Aug 2008 07:00:00 GMT</pubDate>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>With life expectancy increasing around the world and baby boomers working well past traditional retirement age, benefits providers are looking for new ways to meet the life insurance needs of an older, but active population.</itunes:summary>
      <itunes:keywords>group life, baby boomers, pricing life insurance</itunes:keywords>
      <itunes:duration>0:0:30</itunes:duration>
      <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0808_ProducerSpotlight.mp3" length="742602" type="audio/mpeg" />
      <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0808/ProducerSpotlight.mp3</guid>
      <itunes:explicit>no</itunes:explicit>
    </item>    
    <item>
     <title>Gaining ground: &quot;Inner work life&quot; and job performance</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0808_GainingGround.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0808_GainingGround.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>People perform better when they are in a good mood. By fostering a positive work environment, managers can improve organizational performance.</description>
     <pubDate>Tue, 19 Aug 2008 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>People perform better when they are in a good mood. By fostering a positive work environment, managers can improve organizational performance.</itunes:summary>
     <itunes:keywords>workplace performance, teams, management</itunes:keywords>
     <itunes:duration>0:1:27</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0808_GainingGround.mp3" length="2096914" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0808/GainingGround.mp3</guid>
     <itunes:explicit>no</itunes:explicit>           
    </item> 
    <item>
     <title>Employer focus: Retiree benefits: Standing in the gap</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0908_EmployerFocus.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0908_EmployerFocus.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>Across the private sector, retiree benefits are being reduced. Yet, a large majority of employees consider them key in choosing an employer. How can employers address this disconnect to meet their hiring and retention objectives?</description>
     <pubDate>Thr, 18 Sep 2008 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>Across the private sector, retiree benefits are being reduced. Yet, a large majority of employees consider them key in choosing an employer. How can employers address this disconnect to meet their hiring and retention objectives?</itunes:summary>
     <itunes:keywords>benefits, retiree benefits, pensions</itunes:keywords>
     <itunes:duration>0:3:37</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0908/EmployerFocus.mp3" length="8694704" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0908/EmployerFocus.mp3</guid>
     <itunes:explicit>no</itunes:explicit>
    </item>
    <item>
      <title>Producer spotlight: In a class by itself: Understanding the higher education market</title>
      <link>http://www.lifebenefits.com/lb/Podcasts/0908_ProducerSpotlight.mp3</link>
      <comments>http://www.lifebenefits.com/lb/Podcasts/0908_ProducerSpotlight.mp3</comments>
      <itunes:author>Minnesota Life</itunes:author>
      <dc:creator>Minnesota Life</dc:creator>
      <description>The higher education market is unique and complex but not without opportunity for those producers who take the time to understand its nuances. The professional association, CUPA-HR, can assist.</description>
      <pubDate>Thr, 18 Sep 2008 07:00:00 GMT</pubDate>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>The higher education market is unique and complex but not without opportunity for those producers who take the time to understand its nuances. The professional association, CUPA-HR, can assist.</itunes:summary>
      <itunes:keywords>univeristy, college, education, benefits</itunes:keywords>
      <itunes:duration>0:4:26</itunes:duration>
      <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0908_ProducerSpotlight.mp3" length="6401981" type="audio/mpeg" />
      <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0908/ProducerSpotlight.mp3</guid>
      <itunes:explicit>no</itunes:explicit>
    </item>    
    <item>
     <title>Gaining ground: When the best and brightest underperform: Strategies for calming a frenetic environment</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0908_GainingGround.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0908_GainingGround.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>Edward Hallowell, M.D., maintains that today&apos;s office life and the attention deficit traits caused by brain overload are changing some managers and executives into frantic underachievers. He offers practical suggestions to counter the trend.</description>
     <pubDate>Thr, 19 Sep 2008 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>Edward Hallowell, M.D., maintains that today&apos;s office life and the attention deficit traits caused by brain overload are changing some managers and executives into frantic underachievers. He offers practical suggestions to counter the trend.</itunes:summary>
     <itunes:keywords>workplace performance, stress, time management</itunes:keywords>
     <itunes:duration>0:6:10</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0908_GainingGround.mp3" length="8896736" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0908/GainingGround.mp3</guid>
     <itunes:explicit>no</itunes:explicit>           
    </item>       
    <item>
     <title>Employer focus: Practicing intentional acts of kindness</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/1008_EmployerFocus.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/1008_EmployerFocus.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>A new generation of volunteers is setting the direction for corporate charitable activity. Employers, employees and communities are all benefiting.</description>
     <pubDate>Thr, 22 Oct 2008 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>A new generation of volunteers is setting the direction for corporate charitable activity. Employers, employees and communities are all benefiting.</itunes:summary>
     <itunes:keywords>charity, corporate giving, philanthropy</itunes:keywords>
     <itunes:duration>0:4:18</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1008_EmployerFocus.mp3" length="10349841" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware1008/EmployerFocus.mp3</guid>
     <itunes:explicit>no</itunes:explicit>
    </item>
    <item>
      <title>Producer spotlight: Take a fresh look at executive benefits</title>
      <link>http://www.lifebenefits.com/lb/Podcasts/1008_ProducerSpotlight.mp3</link>
      <comments>http://www.lifebenefits.com/lb/Podcasts/1008_ProducerSpotlight.mp3</comments>
      <itunes:author>Minnesota Life</itunes:author>
      <dc:creator>Minnesota Life</dc:creator>
      <description>Once again a negative spotlight is focused on executive compensation. But as dismal as the current landscape may seem, this may be an excellent time for you to take a fresh look at executive benefits.</description>
      <pubDate>Thr, 22 Oct 2008 07:00:00 GMT</pubDate>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Once again a negative spotlight is focused on executive compensation. But as dismal as the current landscape may seem, this may be an excellent time for you to take a fresh look at executive benefits.</itunes:summary>
      <itunes:keywords>executive benefits, comp, compensation, key employee</itunes:keywords>
      <itunes:duration>0:3:43</itunes:duration>
      <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1008_ProducerSpotlight.mp3" length="8944453" type="audio/mpeg" />
      <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware1008/ProducerSpotlight.mp3</guid>
      <itunes:explicit>no</itunes:explicit>
    </item>    
    <item>
     <title>Gaining ground: You've got mail - you&apos;sve got a lawsuit</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/1008_GainingGround.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/1008_GainingGround.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>E-mail has become the preferred means of communication among business associates. But be advised that e-mails are often considered business property and, as such, employers, regulators, investigators, auditors, lawyers, and others have the right to review them.</description>
     <pubDate>Thr, 22 Oct 2008 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>E-mail has become the preferred means of communication among business associates. But be advised that e-mails are often considered business property and, as such, employers, regulators, investigators, auditors, lawyers, and others have the right to review them.</itunes:summary>
     <itunes:keywords>document management, discovery, ediscovery</itunes:keywords>
     <itunes:duration>0:2:34</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1008_GainingGround.mp3" length="6172339" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware1008/GainingGround.mp3</guid>
     <itunes:explicit>no</itunes:explicit>           
    </item>
    <item>
     <title>Employer focus: Retirement savings hindered by debt</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/1108_EmployerFocus.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/1108_EmployerFocus.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>With the downturn in the economy, many Americans may be deferring retirement. According to a study funded by Securian Financial Group, Inc., debt is the real enemy of a secure retirement.</description>
     <pubDate>Thr, 19 Nov 2008 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>With the downturn in the economy, many Americans may be deferring retirement. According to a study funded by Securian Financial Group, Inc., debt is the real enemy of a secure retirement.</itunes:summary>
     <itunes:keywords>Economy, debt</itunes:keywords>
     <itunes:duration>0:4:21</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1108_EmployerFocus.mp3" length="10471049" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware1108/EmployerFocus.mp3</guid>
     <itunes:explicit>no</itunes:explicit>
    </item>   
    <item>
     <title>Gaining ground: Are you ready to change the world?</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/1108_GainingGround.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/1108_GainingGround.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>Strategic advisor Max McKeown discusses the nature of innovation and offers strategies for harnessing its power to increase creativity and profit.</description>
     <pubDate>Thr, 22 Oct 2008 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>Strategic advisor Max McKeown discusses the nature of innovation and offers strategies for harnessing its power to increase creativity and profit. </itunes:summary>
     <itunes:keywords>creativity</itunes:keywords>
     <itunes:duration>0:5:15</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1108_GainingGround.mp3" length="7585636" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware1108/GainingGround.mp3</guid>
     <itunes:explicit>no</itunes:explicit>           
    </item>    
    <item>
     <title>Employer focus: Beneficiary designations: To manage or not to manage?</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/1208_EmployerFocus.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/1208_EmployerFocus.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>Offloading the management of employees&apos; beneficiary designations can relieve employers of potential liability associated with incorrect beneficiary information - and free up valuable staff resources as well.</description>
     <pubDate>Thr, 18 Dec 2008 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>Offloading the management of employees&apos; beneficiary designations can relieve employers of potential liability associated with incorrect beneficiary information - and free up valuable staff resources as well.</itunes:summary>
     <itunes:keywords></itunes:keywords>
     <itunes:duration>0:3:34</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1208_EmployerFocus.mp3" length="5140480" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware1208/EmployerFocus.mp3</guid>
     <itunes:explicit>no</itunes:explicit>
    </item>
    <item>
      <title>Producer spotlight: Get More #14 - The New Face of the American Workforce</title>
      <link>http://www.lifebenefits.com/lb/Podcasts/1208_ProducerSpotlight.mp3</link>
      <comments>http://www.lifebenefits.com/lb/Podcasts/1208_ProducerSpotlight.mp3</comments>
      <itunes:author>Minnesota Life</itunes:author>
      <dc:creator>Minnesota Life</dc:creator>
      <description>Gone are the days of the one-size-fits-all approach to group benefits. Understanding employees&apos; preferences for work-life balance, workplace technology and views regarding loyalty and authority, can help producers and employers recognize and appreciate generational differences - and adapt benefits packages to effectively meet varying needs.</description>
      <pubDate>Thr, 18 Dec 2008 07:00:00 GMT</pubDate>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Gone are the days of the one-size-fits-all approach to group benefits. Understanding employees&apos; preferences for work-life balance, workplace technology and views regarding loyalty and authority, can help producers and employers recognize and appreciate generational differences - and adapt benefits packages to effectively meet varying needs.</itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:duration>0:0:31</itunes:duration>
      <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1208_ProducerSpotlight.mp3" length="760297" type="audio/mpeg" />
      <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware1208/ProducerSpotlight.mp3</guid>
      <itunes:explicit>no</itunes:explicit>
    </item>    
    <item>
     <title>Gaining ground: Ten ways to quiet your mind during troubled times</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/1208_GainingGround.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/1208_GainingGround.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>Dr. Jim Loehr offers 10 &quot;inner voice lessons&quot; from his book, The Power of Story, to help you take control during these unsettling times.</description>
     <pubDate>Thr, 18 Dec 2008 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>Dr. Jim Loehr offers 10 &quot;inner voice lessons&quot; from his book, The Power of Story, to help you take control during these unsettling times.</itunes:summary>
     <itunes:keywords></itunes:keywords>
     <itunes:duration>0:2:40</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1208_GainingGround.mp3" length="3847345" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware1208/GainingGround.mp3</guid>
     <itunes:explicit>no</itunes:explicit>           
    </item>    
    <item>
     <title>Employer focus: Avoiding a discrimination suit: Four common mistakes supervisors make</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0109_EmployerFocus.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0109_EmployerFocus.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>Each year employees file a growing number of employment-related discrimination charges. Avoiding four common mistakes may keep you and your organization from being the target of a discrimination investigation.</description>
     <pubDate>Thr, 22 Jan 2009 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>Each year employees file a growing number of employment-related discrimination charges. Avoiding four common mistakes may keep you and your organization from being the target of a discrimination investigation.</itunes:summary>
     <itunes:keywords></itunes:keywords>
     <itunes:duration>0:2:57</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0109_EmployerFocus.mp3" length="4255744" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0109/EmployerFocus.mp3</guid>
     <itunes:explicit>no</itunes:explicit>
    </item>
    <item>
      <title>Producer spotlight: Voluntary benefits: A competitive edge?</title>
      <link>http://www.lifebenefits.com/lb/Podcasts/0109_ProducerSpotlight.mp3</link>
      <comments>http://www.lifebenefits.com/lb/Podcasts/0109_ProducerSpotlight.mp3</comments>
      <itunes:author>Minnesota Life</itunes:author>
      <dc:creator>Minnesota Life</dc:creator>
      <description>What is the conventional wisdom regarding the importance of voluntary benefits?</description>
      <pubDate>Thr, 22 Jan 2009 07:00:00 GMT</pubDate>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>What is the conventional wisdom regarding the importance of voluntary benefits?</itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:duration>0:2:55</itunes:duration>
      <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0109_ProducerSpotlight.mp3" length="4214784" type="audio/mpeg" />
      <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0109/ProducerSpotlight.mp3</guid>
      <itunes:explicit>no</itunes:explicit>
    </item>    
    <item>
     <title>Gaining ground: Deep smarts: The engine that powers your organization </title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0109_GainingGround.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0109_GainingGround.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>Because of demographic shifts, our nation is about to face a shortfall of leaders and managers. How can employers facilitate the transfer of knowledge within their organizations?</description>
     <pubDate>Thr, 22 Jan 2009 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>Because of demographic shifts, our nation is about to face a shortfall of leaders and managers. How can employers facilitate the transfer of knowledge within their organizations? </itunes:summary>
     <itunes:keywords></itunes:keywords>
     <itunes:duration>0:3:46</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0109_GainingGround.mp3" length="5431296" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0109/GainingGround.mp3</guid>
     <itunes:explicit>no</itunes:explicit>           
    </item>        
    <item>
     <title>Employer focus: Staying the course: Why focused companies succeed in good times and bad</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0209_EmployerFocus.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0209_EmployerFocus.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>When the environment is tough, it may be tempting to change your business strategy and try to offer a little something for everyone. But successful companies know that staying focused reaps longer-term benefits.</description>
     <pubDate>Thr, 19 Feb 2009 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>When the environment is tough, it may be tempting to change your business strategy and try to offer a little something for everyone. But successful companies know that staying focused reaps longer-term benefits.</itunes:summary>
     <itunes:keywords></itunes:keywords>
     <itunes:duration>0:3:27</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0209_EmployerFocus.mp3" length="8299751" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0209/EmployerFocus.mp3</guid>
     <itunes:explicit>no</itunes:explicit>
    </item>
    <item>
      <title>Producer spotlight: Streamlining the RFP process</title>
      <link>http://www.lifebenefits.com/lb/Podcasts/0209_ProducerSpotlight.mp3</link>
      <comments>http://www.lifebenefits.com/lb/Podcasts/0209_ProducerSpotlight.mp3</comments>
      <itunes:author>Minnesota Life</itunes:author>
      <dc:creator>Minnesota Life</dc:creator>
      <description>As the nation continues into an economic downturn, it is estimated that more than 37 percent of companies will renegotiate their employee insurance programs this year. The result: more requests for proposals coming across your desk. Luke Prettol of Employee Benefits Solutions, Inc. offers tips to help streamline the process and ensure your clients receive the best possible outcomes.</description>
      <pubDate>Thr, 19 Feb 2009 07:00:00 GMT</pubDate>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>As the nation continues into an economic downturn, it is estimated that more than 37 percent of companies will renegotiate their employee insurance programs this year. The result: more requests for proposals RFPs coming across your desk. Luke Prettol of Employee Benefits Solutions, Inc. offers tips to help streamline the process and ensure your clients receive the best possible outcomes.</itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:duration>0:3:34</itunes:duration>
      <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0209_ProducerSpotlight.mp3" length="8593368" type="audio/mpeg" />
      <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0209/ProducerSpotlight.mp3</guid>
      <itunes:explicit>no</itunes:explicit>
    </item>    
    <item>
     <title>Gaining ground: The Economy and the Markets </title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0209_GainingGround.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0209_GainingGround.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>In its quarterly economic commentary, registered investment advisor, Advantus Capital Management, Inc., suggests that economic recovery is still a ways off and reminds investors that economic stimulus takes time to work.</description>
     <pubDate>Thr, 19 Feb 2009 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>In its quarterly economic commentary, registered investment advisor, Advantus Capital Management, Inc., suggests that economic recovery is still a ways off and reminds investors that economic stimulus takes time to work. </itunes:summary>
     <itunes:keywords></itunes:keywords>
     <itunes:duration>0:0:17</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0209_GainingGround.mp3" length="716927" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/MMG/resources/aware_newsletter/aware0209/GainingGround.mp3</guid>
     <itunes:explicit>no</itunes:explicit>           
    </item> 
    <item>
     <title>Employer focus: A lifeline in stressful times</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/EmployerFocus_0309.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/EmployerFocus_0309.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>In today&apos;s stressful economic environment, employers and providers are beefing up EAP services to help laid off workers - and those left behind - cope.</description>
     <pubDate>Thr, 26 Mar 2009 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>In today&apos;s stressful economic environment, employers and providers are beefing up EAP services to help laid off workers - and those left behind - cope.</itunes:summary>
     <itunes:keywords></itunes:keywords>
     <itunes:duration>0:5:14</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/EmployerFocus_0309.mp3" length="3776338" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/lb/Podcasts/EmployerFocus_0309.mp3</guid>
     <itunes:explicit>no</itunes:explicit>
    </item>
    <item>
      <title>Producer spotlight: Get More #15 - Buying Power</title>
      <link>http://www.lifebenefits.com/lb/Podcasts/ProducerSpotlight_0309.mp3</link>
      <comments>http://www.lifebenefits.com/lb/Podcasts/ProducerSpotlight_0309.mp3</comments>
      <itunes:author>Minnesota Life</itunes:author>
      <dc:creator>Minnesota Life</dc:creator>
      <description>The benefits landscape is constantly changing. To keep pace, employers are exploring new approaches to maximize their benefit dollars. One solution they have found is strategic purchasing groups. While not a new concept, the rise of purchasing groups pose new challenges and demands for both producers and benefit providers.</description>
      <pubDate>Thr, 26 Mar 2009 07:00:00 GMT</pubDate>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>The benefits landscape is constantly changing. To keep pace, employers are exploring new approaches to maximize their benefit dollars. One solution they have found is strategic purchasing groups. While not a new concept, the rise of purchasing groups pose new challenges and demands for both producers and benefit providers.</itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:duration>0:0:27</itunes:duration>
      <enclosure url="http://www.lifebenefits.com/lb/Podcasts/ProducerSpotlight_0309.mp3" length="333195" type="audio/mpeg" />
      <guid>http://www.lifebenefits.com/lb/Podcasts/ProducerSpotlight_0309.mp3</guid>
      <itunes:explicit>no</itunes:explicit>
    </item>    
    <item>
     <title>Gaining ground: Empowering associates to resolve their own conflicts</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/GainingGround_0309.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/GainingGround_0309.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>Conflict is a natural occurrence in any working environment. You can harness it for productive results by coaching employees on ways to resolve their own conflicts.  </description>
     <pubDate>Thr, 26 Mar 2009 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>Conflict is a natural occurrence in any working environment. You can harness it for productive results by coaching employees on ways to resolve their own conflicts. </itunes:summary>
     <itunes:keywords></itunes:keywords>
     <itunes:duration>0:3:27</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/GainingGround_0309.mp3" length="716927" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/lb/Podcasts/GainingGround_0309.mp3</guid>
     <itunes:explicit>no</itunes:explicit>           
    </item> 
    <item>
     <title>Employer focus: Need a more productive environment? Flex it!</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0409_EmpFocus.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0409_EmpFocus.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>As with many workplace norms, the old &quot;nine to five&quot; is giving way to more flexible options. </description>
     <pubDate>Thr, 23 Apr 2009 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>As with many workplace norms, the old &quot;nine to five&quot; is giving way to more flexible options.</itunes:summary>
     <itunes:keywords></itunes:keywords>
     <itunes:duration>0:5:26</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0409_EmpFocus.mp3" length="3920552" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/lb/Podcasts/0409_EmpFocus.mp3</guid>
     <itunes:explicit>no</itunes:explicit>
    </item>
    <item>
      <title>Producer spotlight: Getting a sense of identity theft programs</title>
      <link>http://www.lifebenefits.com/lb/Podcasts/0409_ProSpot.mp3</link>
      <comments>http://www.lifebenefits.com/lb/Podcasts/0409_ProSpot.mp3</comments>
      <itunes:author>Minnesota Life</itunes:author>
      <dc:creator>Minnesota Life</dc:creator>
      <description>As though there weren't enough anxiety among working Americans today, add another worry to the list: identity theft.</description>
      <pubDate>Thr, 23 Apr 2009 07:00:00 GMT</pubDate>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>As though there weren't enough anxiety among working Americans today, add another worry to the list: identity theft.</itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:duration>0:4:55</itunes:duration>
      <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0409_ProSpot.mp3" length="2482041" type="audio/mpeg" />
      <guid>http://www.lifebenefits.com/lb/Podcasts/0409_ProSpot.mp3</guid>
      <itunes:explicit>no</itunes:explicit>
    </item>    
    <item>
     <title>Practice makes perfect? Maybe not.</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0508_GainingGround.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0508_GainingGround.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>Geoff Colvin, senior editor at large of FORTUNE and author of Talent Is Overrated: What Really Separates World-Class Performers from Everybody Else explains that improving your performance depends on two questions: What do you really want? What do you really believe?</description>
     <pubDate>Thr, 26 Apr 2009 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>Geoff Colvin, senior editor at large of FORTUNE and author of Talent Is Overrated: What Really Separates World-Class Performers from Everybody Else explains that improving your performance depends on two questions: What do you really want? What do you really believe?</itunes:summary>
     <itunes:keywords></itunes:keywords>
     <itunes:duration>0:3:26</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0508_GainingGround.mp3" length="3544076" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/lb/Podcasts/0508_GainingGround.mp3</guid>
     <itunes:explicit>no</itunes:explicit>           
    </item> 
    <item>
     <title>Employer focus: Creating a culture of wellness</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0509_EmpFocus.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0509_EmpFocus.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>To implement or not to implement a health and wellness program is not the question for today&apos;s cost-conscious employers.</description>
     <pubDate>Thr, 21 May 2009 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>To implement or not to implement a health and wellness program is not the question for today&apos;s cost-conscious employers.</itunes:summary>
     <itunes:keywords></itunes:keywords>
     <itunes:duration>0:4:52</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0509_EmpFocus.mp3" length="3507713" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/lb/Podcasts/0509_EmpFocus.mp3</guid>
     <itunes:explicit>no</itunes:explicit>
    </item>
    <item>
      <title>Producer spotlight: Doing justice to legal plans</title>
      <link>http://www.lifebenefits.com/lb/Podcasts/0509_ProSpot.mp3</link>
      <comments>http://www.lifebenefits.com/lb/Podcasts/0509_ProSpot.mp3</comments>
      <itunes:author>Minnesota Life</itunes:author>
      <dc:creator>Minnesota Life</dc:creator>
      <description>Similarly to how wellness programs reduce benefits costs through preventive care, legal services plans offer real savings through increased employee productivity. </description>
      <pubDate>Thr, 21 May 2009 07:00:00 GMT</pubDate>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>Similarly to how wellness programs reduce benefits costs through preventive care, legal services plans offer real savings through increased employee productivity. </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:duration>0:4:06</itunes:duration>
      <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0509_ProSpot.mp3" length="2957312" type="audio/mpeg" />
      <guid>http://www.lifebenefits.com/lb/Podcasts/0509_ProSpot.mp3</guid>
      <itunes:explicit>no</itunes:explicit>
    </item>    
    <item>
     <title>Gaining Ground: Will your leadership legacy be temporary or timeless?</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0509_GainingGround.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0509_GainingGround.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>If you were to depart your organization today, what would you leave behind?</description>
     <pubDate>Thr, 21 May 2009 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>If you were to depart your organization today, what would you leave behind?</itunes:summary>
     <itunes:keywords></itunes:keywords>
     <itunes:duration>0:4:04</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0509_GainingGround.mp3" length="9785596" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/lb/Podcasts/0509_GainingGround.mp3</guid>
     <itunes:explicit>no</itunes:explicit>           
    </item> 
    <item>
     <title>Employer focus: Employees seek help</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0609_EmpFocus.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0609_EmpFocus.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>Current economic turmoil has left many employees uncertain about retirement.</description>
     <pubDate>Tue, 23 Jun 2009 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>Current economic turmoil has left many employees uncertain about retirement.</itunes:summary>
     <itunes:keywords></itunes:keywords>
     <itunes:duration>0:3:39</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0609_EmpFocus.mp3" length="5268469" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/lb/Podcasts/0609_EmpFocus.mp3</guid>
     <itunes:explicit>no</itunes:explicit>
    </item>
    <item>
      <title>Producer spotlight: Selling your services</title>
      <link>http://www.lifebenefits.com/lb/Podcasts/0609_ProSpot.mp3</link>
      <comments>http://www.lifebenefits.com/lb/Podcasts/0609_ProSpot.mp3</comments>
      <itunes:author>Minnesota Life</itunes:author>
      <dc:creator>Minnesota Life</dc:creator>
      <description>In today&apos;s uncertain business climate, buyers are expecting and extracting ever greater concessions.</description>
      <pubDate>Tue, 23 Jun 2009 07:00:00 GMT</pubDate>
      <itunes:subtitle></itunes:subtitle>
      <itunes:summary>In today&apos;s uncertain business climate, buyers are expecting and extracting ever greater concessions.</itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:duration>0:3:19</itunes:duration>
      <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0609_ProSpot.mp3" length="2401791" type="audio/mpeg" />
      <guid>http://www.lifebenefits.com/lb/Podcasts/0609_ProSpot.mp3</guid>
      <itunes:explicit>no</itunes:explicit>
    </item>
    <item>
     <title>Gaining Ground: Leadership in a downturn</title>
     <link>http://www.lifebenefits.com/lb/Podcasts/0609_GainingGround.mp3</link>
     <comments>http://www.lifebenefits.com/lb/Podcasts/0609_GainingGround.mp3</comments>
     <itunes:author>Minnesota Life</itunes:author>
     <dc:creator>Minnesota Life</dc:creator>
     <description>Bad leadership got us into today&apos;s crisis good leadership will get us out. Learn the core principles of leadership that endure in any circumstance.</description>
     <pubDate>Tue, 23 Jun 2009 07:00:00 GMT</pubDate>
     <itunes:subtitle></itunes:subtitle>
     <itunes:summary>Bad leadership got us into today&apos;s crisis good leadership will get us out. Learn the core principles of leadership that endure in any circumstance.</itunes:summary>
     <itunes:keywords></itunes:keywords>
     <itunes:duration>0:0:50</itunes:duration>
     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0609_GainingGround.mp3" length="603416" type="audio/mpeg" />
     <guid>http://www.lifebenefits.com/lb/Podcasts/0609_GainingGround.mp3</guid>
     <itunes:explicit>no</itunes:explicit>           
    </item> 
    <item>
         <title>Employer Focus: National health care reform is the answer</title>
         <link>http://www.lifebenefits.com/lb/Podcasts/0709_EmpFocus.mp3</link>
         <comments>http://www.lifebenefits.com/lb/Podcasts/0709_EmpFocus.mp3</comments>
         <itunes:author>Minnesota Life</itunes:author>
         <dc:creator>Minnesota Life</dc:creator>
         <description>For the first time since the early 1990s, the timing is right for national health care reform.</description>
         <pubDate>Thr, 16 Jul 2009 07:00:00 GMT</pubDate>
         <itunes:subtitle></itunes:subtitle>
         <itunes:summary>For the first time since the early 1990s, the timing is right for national health care reform.</itunes:summary>
         <itunes:keywords></itunes:keywords>
         <itunes:duration>0:4:17</itunes:duration>
         <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0709_EmpFocus.mp3" length="3088289" type="audio/mpeg" />
         <guid>http://www.lifebenefits.com/lb/Podcasts/0709_EmpFocus.mp3</guid>
         <itunes:explicit>no</itunes:explicit>
        </item>
        <item>
          <title>Producer Spotlight: The right approach to reaching producers</title>
          <link>http://www.lifebenefits.com/lb/Podcasts/0709_ProSpot.mp3</link>
          <comments>http://www.lifebenefits.com/lb/Podcasts/0709_ProSpot.mp3</comments>
          <itunes:author>Minnesota Life</itunes:author>
          <dc:creator>Minnesota Life</dc:creator>
          <description>What&apos;s the best way to reach benefits brokers and consultants?</description>
          <pubDate>Thr, 16 Jul 2009 07:00:00 GMT</pubDate>
          <itunes:subtitle></itunes:subtitle>
          <itunes:summary>What&apos;s the best way to reach benefits brokers and consultants?</itunes:summary>
          <itunes:keywords></itunes:keywords>
          <itunes:duration>0:2:16</itunes:duration>
          <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0709_ProSpot.mp3" length="1640373" type="audio/mpeg" />
          <guid>http://www.lifebenefits.com/lb/Podcasts/0709_ProSpot.mp3</guid>
          <itunes:explicit>no</itunes:explicit>
        </item>    
        <item>
         <title>Gaining Ground: Leading change: an action plan</title>
         <link>http://www.lifebenefits.com/lb/Podcasts/0709_GainingGround.mp3</link>
         <comments>http://www.lifebenefits.com/lb/Podcasts/0709_GainingGround.mp3</comments>
         <itunes:author>Minnesota Life</itunes:author>
         <dc:creator>Minnesota Life</dc:creator>
         <description>Whether your organization is making small changes to processes or an enterprise wide structural change, it&apos;s natural to feel anxious about the challenge.</description>
         <pubDate>Thr, 16 Jul 2009 07:00:00 GMT</pubDate>
         <itunes:subtitle></itunes:subtitle>
         <itunes:summary>Whether your organization is making small changes to processes or an enterprise wide structural change, it&apos;s natural to feel anxious about the challenge.</itunes:summary>
         <itunes:keywords></itunes:keywords>
         <itunes:duration>0:4:30</itunes:duration>
         <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0709_GainingGround.mp3" length="2929047" type="audio/mpeg" />
         <guid>http://www.lifebenefits.com/lb/Podcasts/0709_GainingGround.mp3</guid>
         <itunes:explicit>no</itunes:explicit>           
    </item>
    <item>
             <title>Employer Focus: Take another look at group life insurance</title>
             <link>http://www.lifebenefits.com/lb/Podcasts/0809_EmpFocus.mp3</link>
             <comments>http://www.lifebenefits.com/lb/Podcasts/0809_EmpFocus.mp3</comments>
             <itunes:author>Minnesota Life</itunes:author>
             <dc:creator>Minnesota Life</dc:creator>
             <description>Today&apos;s economic climate has forced employers and employees alike to rethink their financial strategies.</description>
             <pubDate>Thr, 20 Aug 2009 07:00:00 GMT</pubDate>
             <itunes:subtitle></itunes:subtitle>
             <itunes:summary>Today&apos;s economic climate has forced employers and employees alike to rethink their financial strategies.</itunes:summary>
             <itunes:keywords></itunes:keywords>
             <itunes:duration>0:2:58</itunes:duration>
             <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0809_EmpFocus.mp3" length="2147320" type="audio/mpeg" />
             <guid>http://www.lifebenefits.com/lb/Podcasts/0809_EmpFocus.mp3</guid>
             <itunes:explicit>no</itunes:explicit>
            </item>
            <item>
              <title>Producer Spotlight: Sales success built on trust</title>
              <link>http://www.lifebenefits.com/lb/Podcasts/0809_ProSpot.mp3</link>
              <comments>http://www.lifebenefits.com/lb/Podcasts/0809_ProSpot.mp3</comments>
              <itunes:author>Minnesota Life</itunes:author>
              <dc:creator>Minnesota Life</dc:creator>
              <description>Today&apos;s business buyers have minimal time to think and strategize, are too busy to listen to sales and marketing messages and often feel it&apos;s safer to do nothing, even when a better solution exists.</description>
              <pubDate>Thr, 20 Aug 2009 07:00:00 GMT</pubDate>
              <itunes:subtitle></itunes:subtitle>
              <itunes:summary>Today&apos;s business buyers have minimal time to think and strategize, are too busy to listen to sales and marketing messages and often feel it&apos;s safer to do nothing, even when a better solution exists.</itunes:summary>
              <itunes:keywords></itunes:keywords>
              <itunes:duration>0:4:15</itunes:duration>
              <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0809_ProSpot.mp3" length="3072866" type="audio/mpeg" />
              <guid>http://www.lifebenefits.com/lb/Podcasts/0809_ProSpot.mp3</guid>
              <itunes:explicit>no</itunes:explicit>
            </item>    
            <item>
             <title>Gaining Ground: Pandemic planning: Are you prepared?</title>
             <link>http://www.lifebenefits.com/lb/Podcasts/0809_GainingGround.mp3</link>
             <comments>http://www.lifebenefits.com/lb/Podcasts/0809_GainingGround.mp3</comments>
             <itunes:author>Minnesota Life</itunes:author>
             <dc:creator>Minnesota Life</dc:creator>
             <description>The outbreak of the H1N1 virus, also known as swine flu, has already been declared a pandemic and is likely to become even more widespread as the country moves into the fall flu season.</description>
             <pubDate>Thr, 20 Aug 2009 07:00:00 GMT</pubDate>
             <itunes:subtitle></itunes:subtitle>
             <itunes:summary>The outbreak of the H1N1 virus, also known as swine flu, has already been declared a pandemic and is likely to become even more widespread as the country moves into the fall flu season.</itunes:summary>
             <itunes:keywords></itunes:keywords>
             <itunes:duration>0:2:21</itunes:duration>
             <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0809_GainingGround.mp3" length="1704578" type="audio/mpeg" />
             <guid>http://www.lifebenefits.com/lb/Podcasts/0809_GainingGround.mp3</guid>
             <itunes:explicit>no</itunes:explicit>           
    </item>    
    <item>
             <title>Employer Focus: Employers reach out to nontraditional workers </title>
             <link>http://www.lifebenefits.com/lb/Podcasts/0909_EmpFocus.mp3</link>
             <comments>http://www.lifebenefits.com/lb/Podcasts/0909_EmpFocus.mp3</comments>
             <itunes:author>Minnesota Life</itunes:author>
             <dc:creator>Minnesota Life</dc:creator>
             <description>Faced with a global talent shortage, some employers are looking to highly nontraditional sources to fill vacancies.</description>
             <pubDate>Tue, 22 Sep 2009 07:00:00 GMT</pubDate>
             <itunes:subtitle></itunes:subtitle>
             <itunes:summary>Faced with a global talent shortage, some employers are looking to highly nontraditional sources to fill vacancies.</itunes:summary>
             <itunes:keywords></itunes:keywords>
             <itunes:duration>0:5:41</itunes:duration>
             <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0909_EmpFocus.mp3" length="819815" type="audio/mpeg" />
             <guid>http://www.lifebenefits.com/lb/Podcasts/0909_EmpFocus.mp3</guid>
             <itunes:explicit>no</itunes:explicit>
            </item>
            <item>
              <title>Producer Spotlight: Get More #16: Join the conversation</title>
              <link>http://www.lifebenefits.com/lb/Podcasts/0909_ProSpot.mp3</link>
              <comments>http://www.lifebenefits.com/lb/Podcasts/0909_ProSpot.mp3</comments>
              <itunes:author>Minnesota Life</itunes:author>
              <dc:creator>Minnesota Life</dc:creator>
              <description>Everyone&apos;s talking about the power of social media - are you part of the conversation?</description>
              <pubDate>Tue, 22 Sep 2009 07:00:00 GMT</pubDate>
              <itunes:subtitle></itunes:subtitle>
              <itunes:summary>Everyone&apos;s talking about the power of social media - are you part of the conversation?</itunes:summary>
              <itunes:keywords></itunes:keywords>
              <itunes:duration>0:0:33</itunes:duration>
              <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0909_ProSpot.mp3" length="797142" type="audio/mpeg" />
              <guid>http://www.lifebenefits.com/lb/Podcasts/0909_ProSpot.mp3</guid>
              <itunes:explicit>no</itunes:explicit>
            </item>    
            <item>
             <title>Gaining Ground: Identifying the "vital few"</title>
             <link>http://www.lifebenefits.com/lb/Podcasts/0909_GainingGround.mp3</link>
             <comments>http://www.lifebenefits.com/lb/Podcasts/0909_GainingGround.mp3</comments>
             <itunes:author>Minnesota Life</itunes:author>
             <dc:creator>Minnesota Life</dc:creator>
             <description>Most executives agree that there are a vital few employees who have a major, dominant impact on their organization&apos;s business results.</description>
             <pubDate>Tue, 22 Sep 2009 07:00:00 GMT</pubDate>
             <itunes:subtitle></itunes:subtitle>
             <itunes:summary>Most executives agree that there are a vital few employees who have a major, dominant impact on their organization&apos;s business results.</itunes:summary>
             <itunes:keywords></itunes:keywords>
             <itunes:duration>0:0:29</itunes:duration>
             <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0909_GainingGround.mp3" length="711878" type="audio/mpeg" />
             <guid>http://www.lifebenefits.com/lb/Podcasts/0909_GainingGround.mp3</guid>
             <itunes:explicit>no</itunes:explicit>           
    </item> 
    <item>
             <title>Employer Focus: Dental and vision plans find new consumer appeal </title>
             <link>http://www.lifebenefits.com/lb/Podcasts/1009_EmpFocus.mp3</link>
             <comments>http://www.lifebenefits.com/lb/Podcasts/1009_EmpFocus.mp3</comments>
             <itunes:author>Minnesota Life</itunes:author>
             <dc:creator>Minnesota Life</dc:creator>
             <description>Dental and vision plans may be under the radar when it comes to national health care reform. But recent trends indicate carriers have had to shed their Rip Van Winkle image for something more responsive to employer and employee needs.</description>
             <pubDate>Thr, 22 Oct 2009 07:00:00 GMT</pubDate>
             <itunes:subtitle></itunes:subtitle>
             <itunes:summary>Dental and vision plans may be under the radar when it comes to national health care reform. But recent trends indicate carriers have had to shed their Rip Van Winkle image for something more responsive to employer and employee needs. </itunes:summary>
             <itunes:keywords></itunes:keywords>
             <itunes:duration>0:4:45</itunes:duration>
             <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1009_EmpFocus.mp3" length="3428352" type="audio/mpeg" />
             <guid>http://www.lifebenefits.com/lb/Podcasts/1009_EmpFocus.mp3</guid>
             <itunes:explicit>no</itunes:explicit>
            </item>
            <item>
              <title>Producer Spotlight: Selecting a client relationship management (CRM) system: Start with the end in mind</title>
              <link>http://www.lifebenefits.com/lb/Podcasts/1009_ProducerSpotlight.mp3</link>
              <comments>http://www.lifebenefits.com/lb/Podcasts/1009_ProducerSpotlight.mp3</comments>
              <itunes:author>Minnesota Life</itunes:author>
              <dc:creator>Minnesota Life</dc:creator>
              <description>Your organization has made the decision to purchase a client relationship management (CRM) program or to upgrade its current program. So now what?</description>
              <pubDate>Thr, 22 Oct 2009 07:00:00 GMT</pubDate>
              <itunes:subtitle></itunes:subtitle>
              <itunes:summary>Your organization has made the decision to purchase a client relationship management (CRM) program or to upgrade its current program. So now what?</itunes:summary>
              <itunes:keywords></itunes:keywords>
              <itunes:duration>0:4:04</itunes:duration>
              <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1009_ProducerSpotlight.mp3" length="2936832" type="audio/mpeg" />
              <guid>http://www.lifebenefits.com/lb/Podcasts/1009_ProducerSpotlight.mp3</guid>
              <itunes:explicit>no</itunes:explicit>
            </item>    
            <item>
             <title>Gaining Ground: Harnessing the power of workplace conflict</title>
             <link>http://www.lifebenefits.com/lb/Podcasts/1009_GainingGround.mp3</link>
             <comments>http://www.lifebenefits.com/lb/Podcasts/1009_GainingGround.mp3</comments>
             <itunes:author>Minnesota Life</itunes:author>
             <dc:creator>Minnesota Life</dc:creator>
             <description>Eliminating conflict in the workplace might seem like a worthy goal, but it&apos;s not a realistic one.</description>
             <pubDate>Thr, 22 Oct 2009 07:00:00 GMT</pubDate>
             <itunes:subtitle></itunes:subtitle>
             <itunes:summary>Eliminating conflict in the workplace might seem like a worthy goal, but it&apos;s not a realistic one.</itunes:summary>
             <itunes:keywords></itunes:keywords>
             <itunes:duration>0:5:51</itunes:duration>
             <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1009_GainingGround.mp3" length="711878" type="audio/mpeg" />
             <guid>http://www.lifebenefits.com/lb/Podcasts/1009_GainingGround.mp3</guid>
             <itunes:explicit>no</itunes:explicit>           
    </item> 
    <item>
             <title>Employer Focus: Responsibility for good health is a two-way street</title>
             <link>http://www.lifebenefits.com/lb/Podcasts/1109_EmployerFocus.mp3</link>
             <comments>http://www.lifebenefits.com/lb/Podcasts/1109_EmployerFocus.mp3</comments>
             <itunes:author>Minnesota Life</itunes:author>
             <dc:creator>Minnesota Life</dc:creator>
             <description>Keeping employees healthy is not just about providing them with access to great health care providers and benefits.</description>
             <pubDate>Tue, 17 Nov 2009 07:00:00 GMT</pubDate>
             <itunes:subtitle></itunes:subtitle>
             <itunes:summary>Keeping employees healthy is not just about providing them with access to great health care providers and benefits.</itunes:summary>
             <itunes:keywords></itunes:keywords>
             <itunes:duration>0:3:46</itunes:duration>
             <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1109_EmployerFocus.mp3" length="2715850" type="audio/mpeg" />
             <guid>http://www.lifebenefits.com/lb/Podcasts/1109_EmployerFocus.mp3</guid>
             <itunes:explicit>no</itunes:explicit>
            </item>
            <item>
              <title>Producer Spotlight: AD&amp;D: Coverage for the unexpected</title>
              <link>http://www.lifebenefits.com/lb/Podcasts/1109_ProducerSpotlight.mp3</link>
              <comments>http://www.lifebenefits.com/lb/Podcasts/1109_ProducerSpotlight.mp3</comments>
              <itunes:author>Minnesota Life</itunes:author>
              <dc:creator>Minnesota Life</dc:creator>
              <description>In a moment, everything can change. Accidental Death and Dismemberment (AD&amp;D) coverage is a timely benefit for uncertain times.</description>
              <pubDate>Tue, 17 Nov 2009 07:00:00 GMT</pubDate>
              <itunes:subtitle></itunes:subtitle>
              <itunes:summary>In a moment, everything can change. Accidental Death and Dismemberment (AD&amp;D) coverage is a timely benefit for uncertain times.</itunes:summary>
              <itunes:keywords></itunes:keywords>
              <itunes:duration>0:2:12</itunes:duration>
              <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1109_ProducerSpotlight.mp3" length="3187627" type="audio/mpeg" />
              <guid>http://www.lifebenefits.com/lb/Podcasts/1109_ProducerSpotlight.mp3</guid>
              <itunes:explicit>no</itunes:explicit>
            </item>    
            <item>
             <title>Gaining Ground: Employee engagement: More important than ever</title>
             <link>http://www.lifebenefits.com/lb/Podcasts/1109_GainingGround.mp3</link>
             <comments>http://www.lifebenefits.com/lb/Podcasts/1109_GainingGround.mp3</comments>
             <itunes:author>Minnesota Life</itunes:author>
             <dc:creator>Minnesota Life</dc:creator>
             <description>A drop in employment engagement can have a negative impact on a company&apos;s bottom line.</description>
             <pubDate>Tue, 17 Nov 2009 07:00:00 GMT</pubDate>
             <itunes:subtitle></itunes:subtitle>
             <itunes:summary>A drop in employment engagement can have a negative impact on a company&apos;s bottom line.</itunes:summary>
             <itunes:keywords></itunes:keywords>
             <itunes:duration>0:3:36</itunes:duration>
             <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1109_GainingGround.mp3" length="711878" type="audio/mpeg" />
             <guid>http://www.lifebenefits.com/lb/Podcasts/1109_GainingGround.mp3</guid>
             <itunes:explicit>no</itunes:explicit>           
    </item> 
    <item>
                 <title>Employer Focus: Too many passwords? SSO to the rescue</title>
                 <link>http://www.lifebenefits.com/lb/Podcasts/1209_EmployerFocus.mp3</link>
                 <comments>http://www.lifebenefits.com/lb/Podcasts/1209_EmployerFocus.mp3</comments>
                 <itunes:author>Minnesota Life</itunes:author>
                 <dc:creator>Minnesota Life</dc:creator>
                 <description>Employee self-service technology can be the key to easing the administrative burden of managing benefit plans.</description>
                 <pubDate>Thr, 17 Dec 2009 07:00:00 GMT</pubDate>
                 <itunes:subtitle></itunes:subtitle>
                 <itunes:summary>Employee self-service technology can be the key to easing the administrative burden of managing benefit plans.</itunes:summary>
                 <itunes:keywords></itunes:keywords>
                 <itunes:duration>0:3:06</itunes:duration>
                 <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1209_EmployerFocus.mp3" length="2242507 " type="audio/mpeg" />
                 <guid>http://www.lifebenefits.com/lb/Podcasts/1209_EmployerFocus.mp3</guid>
                 <itunes:explicit>no</itunes:explicit>
                </item>
                <item>
                  <title>Producer Spotlight: Wellness ROI: Not just a ratio anymore</title>
                  <link>http://www.lifebenefits.com/lb/Podcasts/1209_ProducerSpotlight.mp3</link>
                  <comments>http://www.lifebenefits.com/lb/Podcasts/1209_ProducerSpotlight.mp3</comments>
                  <itunes:author>Minnesota Life</itunes:author>
                  <dc:creator>Minnesota Life</dc:creator>
                  <description>The recommended gold standard for evaluating and justifying wellness programs used to be their ROI-costs compared to bottom line savings.</description>
                  <pubDate>Thr, 17 Dec 2009 07:00:00 GMT</pubDate>
                  <itunes:subtitle></itunes:subtitle>
                  <itunes:summary>The recommended gold standard for evaluating and justifying wellness programs used to be their ROI-costs compared to bottom line savings.</itunes:summary>
                  <itunes:keywords></itunes:keywords>
                  <itunes:duration>0:3:02</itunes:duration>
                  <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1209_ProducerSpotlight.mp3" length="2188281" type="audio/mpeg" />
                  <guid>http://www.lifebenefits.com/lb/Podcasts/1209_ProducerSpotlight.mp3</guid>
                  <itunes:explicit>no</itunes:explicit>
                </item>    
                <item>
                 <title>Gaining Ground: Award winners share best practices in employee benefits communication</title>
                 <link>http://www.lifebenefits.com/lb/Podcasts/1209_GainingGround.mp3</link>
                 <comments>http://www.lifebenefits.com/lb/Podcasts/1209_GainingGround.mp3</comments>
                 <itunes:author>Minnesota Life</itunes:author>
                 <dc:creator>Minnesota Life</dc:creator>
                 <description>Ever wish you could clone yourself during open enrollment season to reach more employees?</description>
                 <pubDate>Tue, 17 Dec 2009 07:00:00 GMT</pubDate>
                 <itunes:subtitle></itunes:subtitle>
                 <itunes:summary>Ever wish you could clone yourself during open enrollment season to reach more employees?</itunes:summary>
                 <itunes:keywords></itunes:keywords>
                 <itunes:duration>0:3:29</itunes:duration>
                 <enclosure url="http://www.lifebenefits.com/lb/Podcasts/1209_GainingGround.mp3" length="5033330" type="audio/mpeg" />
                 <guid>http://www.lifebenefits.com/lb/Podcasts/1209_GainingGround.mp3</guid>
                 <itunes:explicit>no</itunes:explicit>           
    </item> 
    <item>
                     <title>Employer Focus: Top 10 reasons to be hopeful in 2010</title>
                     <link>http://www.lifebenefits.com/lb/Podcasts/0110_EmployerFocus.mp3</link>
                     <comments>http://www.lifebenefits.com/lb/Podcasts/0110_EmployerFocus.mp3</comments>
                     <itunes:author>Minnesota Life</itunes:author>
                     <dc:creator>Minnesota Life</dc:creator>
                     <description>After the economic rollercoaster of last year, is there anything to look forward to in 2010?</description>
                     <pubDate>Tue, 26 Jan 2010 07:00:00 GMT</pubDate>
                     <itunes:subtitle></itunes:subtitle>
                     <itunes:summary>After the economic rollercoaster of last year, is there anything to look forward to in 2010?</itunes:summary>
                     <itunes:keywords></itunes:keywords>
                     <itunes:duration>0:4:45</itunes:duration>
                     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0110_EmployerFocus.mp3" length="6854652" type="audio/mpeg" />
                     <guid>http://www.lifebenefits.com/lb/Podcasts/0110_EmployerFocus.mp3</guid>
                     <itunes:explicit>no</itunes:explicit>
                    </item>
                    <item>
                      <title>Producer Spotlight: Are you losing them at hello?</title>
                      <link>http://www.lifebenefits.com/lb/Podcasts/0110_ProducerSpotlight.mp3</link>
                      <comments>http://www.lifebenefits.com/lb/Podcasts/0110_ProducerSpotlight.mp3</comments>
                      <itunes:author>Minnesota Life</itunes:author>
                      <dc:creator>Minnesota Life</dc:creator>
                      <description>To crack new accounts, you must clearly articulate the business results customers can expect to realize from using your services or solutions...</description>
                      <pubDate>Tue, 26 Jan 2010 07:00:00 GMT</pubDate>
                      <itunes:subtitle></itunes:subtitle>
                      <itunes:summary>To crack new accounts, you must clearly articulate the business results customers can expect to realize from using your services or solutions...</itunes:summary>
                      <itunes:keywords></itunes:keywords>
                      <itunes:duration>0:2:22</itunes:duration>
                      <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0110_ProducerSpotlight.mp3" length="3410248" type="audio/mpeg" />
                      <guid>http://www.lifebenefits.com/lb/Podcasts/0110_ProducerSpotlight.mp3</guid>
                      <itunes:explicit>no</itunes:explicit>
                    </item>    
                    <item>
                     <title>Gaining Ground: Positive psychology: What makes life worth living?</title>
                     <link>http://www.lifebenefits.com/lb/Podcasts/0110_GainingGround.mp3</link>
                     <comments>http://www.lifebenefits.com/lb/Podcasts/0110_GainingGround.mp3</comments>
                     <itunes:author>Minnesota Life</itunes:author>
                     <dc:creator>Minnesota Life</dc:creator>
                     <description>It's a new year. Time to make good on resolutions to live a happier life.</description>
                     <pubDate>Tue, 26 Jan 2010 07:00:00 GMT</pubDate>
                     <itunes:subtitle></itunes:subtitle>
                     <itunes:summary>It's a new year. Time to make good on resolutions to live a happier life.</itunes:summary>
                     <itunes:keywords></itunes:keywords>
                     <itunes:duration>0:4:38</itunes:duration>
                     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0110_GainingGround.mp3" length="6686647" type="audio/mpeg" />
                     <guid>http://www.lifebenefits.com/lb/Podcasts/0110_GainingGround.mp3</guid>
                     <itunes:explicit>no</itunes:explicit>           
    </item> 
    <item>
                         <title>Employer Focus: Benefits for the times: Creative responses to the recession</title>
                         <link>http://www.lifebenefits.com/lb/Podcasts/0210_EmployerFocus.mp3</link>
                         <comments>http://www.lifebenefits.com/lb/Podcasts/0210_EmployerFocus.mp3</comments>
                         <itunes:author>Minnesota Life</itunes:author>
                         <dc:creator>Minnesota Life</dc:creator>
                         <description>How have benefits packages fared during the recession? Surprisingly well, according to a variety of industry sources.</description>
                         <pubDate>Thr, 25 Feb 2010 07:00:00 GMT</pubDate>
                         <itunes:subtitle></itunes:subtitle>
                         <itunes:summary>How have benefits packages fared during the recession? Surprisingly well, according to a variety of industry sources.</itunes:summary>
                         <itunes:keywords></itunes:keywords>
                         <itunes:duration>0:5:07</itunes:duration>
                         <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0210_EmployerFocus.mp3" length="3696689" type="audio/mpeg" />
                         <guid>http://www.lifebenefits.com/lb/Podcasts/0210_EmployerFocus.mp3</guid>
                         <itunes:explicit>no</itunes:explicit>
                        </item>
                        <item>
                          <title>Producer Spotlight: Get More #17: Prevention</title>
                          <link>http://www.lifebenefits.com/lb/Podcasts/0210_ProducerSpotlight.mp3</link>
                          <comments>http://www.lifebenefits.com/lb/Podcasts/0210_ProducerSpotlight.mp3</comments>
                          <itunes:author>Minnesota Life</itunes:author>
                          <dc:creator>Minnesota Life</dc:creator>
                          <description>Organizations that recognize employee wellness is a critical factor to short and long-term success are embracing health promotion strategies focused on primary prevention and risk avoidance.</description>
                          <pubDate>Thr, 25 Feb 2010 07:00:00 GMT</pubDate>
                          <itunes:subtitle></itunes:subtitle>
                          <itunes:summary>Organizations that recognize employee wellness is a critical factor to short and long-term success are embracing health promotion strategies focused on primary prevention and risk avoidance.</itunes:summary>
                          <itunes:keywords></itunes:keywords>
                          <itunes:duration>0:0:23</itunes:duration>
                          <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0210_ProducerSpotlight.mp3" length="281444" type="audio/mpeg" />
                          <guid>http://www.lifebenefits.com/lb/Podcasts/0210_ProducerSpotlight.mp3</guid>
                          <itunes:explicit>no</itunes:explicit>
                        </item>    
                        <item>
                         <title>Gaining Ground: Keeping up with privacy laws</title>
                         <link>http://www.lifebenefits.com/lb/Podcasts/0210_GainingGround.mp3</link>
                         <comments>http://www.lifebenefits.com/lb/Podcasts/0210_GainingGround.mp3</comments>
                         <itunes:author>Minnesota Life</itunes:author>
                         <dc:creator>Minnesota Life</dc:creator>
                         <description>Keeping up with privacy and security laws is similar to trying to keep up with the newest technologies; things seem to change constantly.</description>
                         <pubDate>Thr, 25 Feb 2010 07:00:00 GMT</pubDate>
                         <itunes:subtitle></itunes:subtitle>
                         <itunes:summary>Keeping up with privacy and security laws is similar to trying to keep up with the newest technologies; things seem to change constantly.</itunes:summary>
                         <itunes:keywords></itunes:keywords>
                         <itunes:duration>0:5:08</itunes:duration>
                         <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0210_GainingGround.mp3" length="3702311" type="audio/mpeg" />
                         <guid>http://www.lifebenefits.com/lb/Podcasts/0210_GainingGround.mp3</guid>
                         <itunes:explicit>no</itunes:explicit>           
    </item>
    <item>
                             <title>Employer Focus: Holistic medicine goes mainstream</title>
                             <link>http://www.lifebenefits.com/lb/Podcasts/0310_EmployerFocus.mp3</link>
                             <comments>http://www.lifebenefits.com/lb/Podcasts/0310_EmployerFocus.mp3</comments>
                             <itunes:author>Minnesota Life</itunes:author>
                             <dc:creator>Minnesota Life</dc:creator>
                             <description>What is the next step on the path to decreasing medical spending - and to developing happier, healthier employees?</description>
                             <pubDate>Thr, 18 Mar 2010 07:00:00 GMT</pubDate>
                             <itunes:subtitle></itunes:subtitle>
                             <itunes:summary>What is the next step on the path to decreasing medical spending - and to developing happier, healthier employees?</itunes:summary>
                             <itunes:keywords></itunes:keywords>
                             <itunes:duration>0:5:03</itunes:duration>
                             <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0310_EmployerFocus.mp3" length="7284682" type="audio/mpeg" />
                             <guid>http://www.lifebenefits.com/lb/Podcasts/0310_EmployerFocus.mp3</guid>
                             <itunes:explicit>no</itunes:explicit>
                            </item>
                            <item>
                              <title>Producer Spotlight: Top 10 ways executive compensation is changing</title>
                              <link>http://www.lifebenefits.com/lb/Podcasts/0310_ProducerSpotlight.mp3</link>
                              <comments>http://www.lifebenefits.com/lb/Podcasts/0310_ProducerSpotlight.mp3</comments>
                              <itunes:author>Minnesota Life</itunes:author>
                              <dc:creator>Minnesota Life</dc:creator>
                              <description>A struggling economy and debate over pay limits for senior execs whose companies received funds from the federal Troubled Asset Relief Program (TARP) has put exec compensation under intense scrutiny - again.</description>
                              <pubDate>Thr, 18 Mar 2010 07:00:00 GMT</pubDate>
                              <itunes:subtitle></itunes:subtitle>
                              <itunes:summary>A struggling economy and debate over pay limits for senior execs whose companies received funds from the federal Troubled Asset Relief Program (TARP) has put exec compensation under intense scrutiny - again.</itunes:summary>
                              <itunes:keywords></itunes:keywords>
                              <itunes:duration>0:3:11</itunes:duration>
                              <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0310_ProducerSpotlight.mp3" length="4588223" type="audio/mpeg" />
                              <guid>http://www.lifebenefits.com/lb/Podcasts/0310_ProducerSpotlight.mp3</guid>
                              <itunes:explicit>no</itunes:explicit>
                            </item>    
                            <item>
                             <title>Gaining Ground: We're all in this together: The critical importance of employee engagement</title>
                             <link>http://www.lifebenefits.com/lb/Podcasts/0310_GainingGround.mp3</link>
                             <comments>http://www.lifebenefits.com/lb/Podcasts/0310_GainingGround.mp3</comments>
                             <itunes:author>Minnesota Life</itunes:author>
                             <dc:creator>Minnesota Life</dc:creator>
                             <description>While the issue of employee engagement is not new, it is poised to be one of the most critical issues facing HR as the economy rebounds.</description>
                             <pubDate>Thr, 18 Mar 2010 07:00:00 GMT</pubDate>
                             <itunes:subtitle></itunes:subtitle>
                             <itunes:summary>While the issue of employee engagement is not new, it is poised to be one of the most critical issues facing HR as the economy rebounds.</itunes:summary>
                             <itunes:keywords></itunes:keywords>
                             <itunes:duration>0:4:00</itunes:duration>
                             <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0310_GainingGround.mp3" length="5784418" type="audio/mpeg" />
                             <guid>http://www.lifebenefits.com/lb/Podcasts/0310_GainingGround.mp3</guid>
                             <itunes:explicit>no</itunes:explicit>           
    </item>
    <item>
                                 <title>Employer Focus: Good for the environment, good for business</title>
                                 <link>http://www.lifebenefits.com/lb/Podcasts/0410_EmployerFocus.mp3</link>
                                 <comments>http://www.lifebenefits.com/lb/Podcasts/0410_EmployerFocus.mp3</comments>
                                 <itunes:author>Minnesota Life</itunes:author>
                                 <dc:creator>Minnesota Life</dc:creator>
                                 <description>What&apos;s your organization&apos;s focus for going green?</description>
                                 <pubDate>Thr, 22 Apr 2010 07:00:00 GMT</pubDate>
                                 <itunes:subtitle></itunes:subtitle>
                                 <itunes:summary>What&apos;s your organization&apos;s focus for going green?</itunes:summary>
                                 <itunes:keywords></itunes:keywords>
                                 <itunes:duration>0:4:20</itunes:duration>
                                 <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0410_EmployerFocus.mp3" length="10425871" type="audio/mpeg" />
                                 <guid>http://www.lifebenefits.com/lb/Podcasts/0410_EmployerFocus.mp3</guid>
                                 <itunes:explicit>no</itunes:explicit>
                                </item>
                                <item>
                                  <title>Producer Spotlight: How top rainmakers manage sales objections</title>
                                  <link>http://www.lifebenefits.com/lb/Podcasts/0410_ProducerSpotlight.mp3</link>
                                  <comments>http://www.lifebenefits.com/lb/Podcasts/0410_ProducerSpotlight.mp3</comments>
                                  <itunes:author>Minnesota Life</itunes:author>
                                  <dc:creator>Minnesota Life</dc:creator>
                                  <description>It&apos;s often been said that salespeople should welcome sales objections because they present an understanding of what the client is concerned about.</description>
                                  <pubDate>Thr, 22 Apr 2010 07:00:00 GMT</pubDate>
                                  <itunes:subtitle></itunes:subtitle>
                                  <itunes:summary>It&apos;s often been said that salespeople should welcome sales objections because they present an understanding of what the client is concerned about.</itunes:summary>
                                  <itunes:keywords></itunes:keywords>
                                  <itunes:duration>0:4:36</itunes:duration>
                                  <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0410_ProducerSpotlight.mp3" length="11061172 " type="audio/mpeg" />
                                  <guid>http://www.lifebenefits.com/lb/Podcasts/0410_ProducerSpotlight.mp3</guid>
                                  <itunes:explicit>no</itunes:explicit>
                                </item>    
                                <item>
                                 <title>Gaining Ground: Webinar: Using your EAP to improve managers&apos; productivity</title>
                                 <link>http://www.lifebenefits.com/lb/Podcasts/0410_GainingGround.mp3</link>
                                 <comments>http://www.lifebenefits.com/lb/Podcasts/0410_GainingGround.mp3</comments>
                                 <itunes:author>Minnesota Life</itunes:author>
                                 <dc:creator>Minnesota Life</dc:creator>
                                 <description>Employees and managers alike have been dealing with the stress of a soured economy, rising healthcare costs and job losses.</description>
                                 <pubDate>Thr, 22 Apr 2010 07:00:00 GMT</pubDate>
                                 <itunes:subtitle></itunes:subtitle>
                                 <itunes:summary>Employees and managers alike have been dealing with the stress of a soured economy, rising healthcare costs and job losses.</itunes:summary>
                                 <itunes:keywords></itunes:keywords>
                                 <itunes:duration>0:0:48</itunes:duration>
                                 <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0410_GainingGround.mp3" length="1956988" type="audio/mpeg" />
                                 <guid>http://www.lifebenefits.com/lb/Podcasts/0410_GainingGround.mp3</guid>
                                 <itunes:explicit>no</itunes:explicit>           
    </item>
    <item>
                                     <title>Employer Focus: Busting the myths of bundling benefits</title>
                                     <link>http://www.lifebenefits.com/lb/Podcasts/0510_EmployerFocus.mp3</link>
                                     <comments>http://www.lifebenefits.com/lb/Podcasts/0510_EmployerFocus.mp3</comments>
                                     <itunes:author>Minnesota Life</itunes:author>
                                     <dc:creator>Minnesota Life</dc:creator>
                                     <description>For years, benefits professionals have heard that bundling group benefits is a better, more efficient way to deliver them. But is that true?</description>
                                     <pubDate>Thr, 20 May 2010 07:00:00 GMT</pubDate>
                                     <itunes:subtitle></itunes:subtitle>
                                     <itunes:summary>For years, benefits professionals have heard that bundling group benefits is a better, more efficient way to deliver them. But is that true?</itunes:summary>
                                     <itunes:keywords></itunes:keywords>
                                     <itunes:duration>0:3:35</itunes:duration>
                                     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0510_EmployerFocus.mp3" length="2587008" type="audio/mpeg" />
                                     <guid>http://www.lifebenefits.com/lb/Podcasts/0510_EmployerFocus.mp3</guid>
                                     <itunes:explicit>no</itunes:explicit>
                                    </item>
                                    <item>
                                      <title>Producer Spotlight: White paper: Building customer loyalty, not just customer satisfaction</title>
                                      <link>http://www.lifebenefits.com/lb/Podcasts/0510_ProducerSpotlight.mp3</link>
                                      <comments>http://www.lifebenefits.com/lb/Podcasts/0510_ProducerSpotlight.mp3</comments>
                                      <itunes:author>Minnesota Life</itunes:author>
                                      <dc:creator>Minnesota Life</dc:creator>
                                      <description>The days of doing just enough to satisfy a client and still retain them are over (did they ever really exist?).</description>
                                      <pubDate>Thr, 20 May 2010 07:00:00 GMT</pubDate>
                                      <itunes:subtitle></itunes:subtitle>
                                      <itunes:summary>The days of doing just enough to satisfy a client and still retain them are over (did they ever really exist?). </itunes:summary>
                                      <itunes:keywords></itunes:keywords>
                                      <itunes:duration>0:0:33</itunes:duration>
                                      <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0510_ProducerSpotlight.mp3" length="402443" type="audio/mpeg" />
                                      <guid>http://www.lifebenefits.com/lb/Podcasts/0510_ProducerSpotlight.mp3</guid>
                                      <itunes:explicit>no</itunes:explicit>
                                    </item>    
                                    <item>
                                     <title>Gaining Ground: Propelling your career from good to great</title>
                                     <link>http://www.lifebenefits.com/lb/Podcasts/0510_GainingGround.mp3</link>
                                     <comments>http://www.lifebenefits.com/lb/Podcasts/0510_GainingGround.mp3</comments>
                                     <itunes:author>Minnesota Life</itunes:author>
                                     <dc:creator>Minnesota Life</dc:creator>
                                     <description>Whether you feel trapped in a deadend job that you&apos;re afraid to leave or have a good job in which you&apos;re not doing your best work...</description>
                                     <pubDate>Thr, 20 May 2010 07:00:00 GMT</pubDate>
                                     <itunes:subtitle></itunes:subtitle>
                                     <itunes:summary>Whether you feel trapped in a deadend job that you&apos;re afraid to leave or have a good job in which you&apos;re not doing your best work...</itunes:summary>
                                     <itunes:keywords></itunes:keywords>
                                     <itunes:duration>0:3:56</itunes:duration>
                                     <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0510_GainingGround.mp3" length="2835275" type="audio/mpeg" />
                                     <guid>http://www.lifebenefits.com/lb/Podcasts/0510_GainingGround.mp3</guid>
                                     <itunes:explicit>no</itunes:explicit>           
    </item>
    <item>
                                         <title>Employer Focus: Employers look offshore - and at home - to save on health care costs</title>
                                         <link>http://www.lifebenefits.com/lb/Podcasts/0610_EmployerFocus.mp3</link>
                                         <comments>http://www.lifebenefits.com/lb/Podcasts/0610_EmployerFocus.mp3</comments>
                                         <itunes:author>Minnesota Life</itunes:author>
                                         <dc:creator>Minnesota Life</dc:creator>
                                         <description>Having run out of options for reducing health care costs, some employers are exploring medical tourism as a practical, albeit exotic, alternative.</description>
                                         <pubDate>Thr, 24 Jun 2010 07:00:00 GMT</pubDate>
                                         <itunes:subtitle></itunes:subtitle>
                                         <itunes:summary>Having run out of options for reducing health care costs, some employers are exploring medical tourism as a practical, albeit exotic, alternative.</itunes:summary>
                                         <itunes:keywords></itunes:keywords>
                                         <itunes:duration>0:5:55</itunes:duration>
                                         <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0610_EmployerFocus.mp3" length="8527275" type="audio/mpeg" />
                                         <guid>http://www.lifebenefits.com/lb/Podcasts/0610_EmployerFocus.mp3</guid>
                                         <itunes:explicit>no</itunes:explicit>
                                        </item>
                                        <item>
                                          <title>Producer Spotlight: Speak and be heard</title>
                                          <link>http://www.lifebenefits.com/lb/Podcasts/0610_ProducerSpotlight.mp3</link>
                                          <comments>http://www.lifebenefits.com/lb/Podcasts/0610_ProducerSpotlight.mp3</comments>
                                          <itunes:author>Minnesota Life</itunes:author>
                                          <dc:creator>Minnesota Life</dc:creator>
                                          <description>You have been given an opportunity to present - but how to seize it?</description>
                                          <pubDate>Thr, 24 Jun 2010 07:00:00 GMT</pubDate>
                                          <itunes:subtitle></itunes:subtitle>
                                          <itunes:summary>You have been given an opportunity to present - but how to seize it?</itunes:summary>
                                          <itunes:keywords></itunes:keywords>
                                          <itunes:duration>0:3:45</itunes:duration>
                                          <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0610_ProducerSpotlight.mp3" length="5405751" type="audio/mpeg" />
                                          <guid>http://www.lifebenefits.com/lb/Podcasts/0610_ProducerSpotlight.mp3</guid>
                                          <itunes:explicit>no</itunes:explicit>
                                        </item>    
                                        <item>
                                         <title>Gaining Ground: I'll get to it - eventually: Learning more about procrastination</title>
                                         <link>http://www.lifebenefits.com/lb/Podcasts/0610_GainingGround.mp3</link>
                                         <comments>http://www.lifebenefits.com/lb/Podcasts/0610_GainingGround.mp3</comments>
                                         <itunes:author>Minnesota Life</itunes:author>
                                         <dc:creator>Minnesota Life</dc:creator>
                                         <description>Procrastination is something to which many of us admit. But for some people it&apos;s not a choice; it&apos;s a chronic condition.</description>
                                         <pubDate>Thr, 24 Jun 2010 07:00:00 GMT</pubDate>
                                         <itunes:subtitle></itunes:subtitle>
                                         <itunes:summary>Procrastination is something to which many of us admit. But for some people it&apos;s not a choice; it&apos;s a chronic condition.</itunes:summary>
                                         <itunes:keywords></itunes:keywords>
                                         <itunes:duration>0:2:54</itunes:duration>
                                         <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0610_GainingGround.mp3" length="4183216" type="audio/mpeg" />
                                         <guid>http://www.lifebenefits.com/lb/Podcasts/0610_GainingGround.mp3</guid>
                                         <itunes:explicit>no</itunes:explicit>           
    </item>
    
    
    
        <item>
                                             <title>Employer Focus: Six best practices for retirement plan investment fiduciaries</title>
                                             <link>http://www.lifebenefits.com/lb/Podcasts/0710_EmployerFocus.mp3</link>
                                             <comments>http://www.lifebenefits.com/lb/Podcasts/0710_EmployerFocus.mp3</comments>
                                             <itunes:author>Minnesota Life</itunes:author>
                                             <dc:creator>Minnesota Life</dc:creator>
                                             <description>Maintaining a prudent person standard of care for a 401(k) plan can be a daunting objective, but with a well thought out process it is achievable.</description>
                                             <pubDate>Thr, 22 Jul 2010 07:00:00 GMT</pubDate>
                                             <itunes:subtitle></itunes:subtitle>
                                             <itunes:summary>Maintaining a prudent person standard of care for a 401(k) plan can be a daunting objective, but with a well thought out process it is achievable.</itunes:summary>
                                             <itunes:keywords></itunes:keywords>
                                             <itunes:duration>0:4:15</itunes:duration>
                                             <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0710_EmployerFocus.mp3" length="6131848" type="audio/mpeg" />
                                             <guid>http://www.lifebenefits.com/lb/Podcasts/0710_EmployerFocus.mp3</guid>
                                             <itunes:explicit>no</itunes:explicit>
                                            </item>
                                            <item>
                                              <title>Producer Spotlight: White paper: Sending employees abroad: Employers take steps to mitigate risk</title>
                                              <link>http://www.lifebenefits.com/lb/Podcasts/0710_ProducerSpotlight.mp3</link>
                                              <comments>http://www.lifebenefits.com/lb/Podcasts/0710_ProducerSpotlight.mp3</comments>
                                              <itunes:author>Minnesota Life</itunes:author>
                                              <dc:creator>Minnesota Life</dc:creator>
                                              <description>Opening the door to new markets abroad exposes multinational companies and their staffers to security and other risks.</description>
                                              <pubDate>Thr, 22 Jul 2010 07:00:00 GMT</pubDate>
                                              <itunes:subtitle></itunes:subtitle>
                                              <itunes:summary>Opening the door to new markets abroad exposes multinational companies and their staffers to security and other risks.</itunes:summary>
                                              <itunes:keywords></itunes:keywords>
                                              <itunes:duration>0:0:26</itunes:duration>
                                              <enclosure url="http://www.lifebenefits.com/lb/Podcasts/0710_ProducerSpotlight.mp3" length="315299" type="audio/mpeg" />
                                              <guid>http://www.lifebenefits.com/lb/Podcasts/0710_ProducerSpotlight.mp3</guid>
                                              <itunes:explicit>no</itunes:explicit>
                                            </item>    
                                            <item>
                                             <title>Gaining Ground: Seven secrets of understanding body language</title>
                                             <link>http://www.lifebenefits.com/lb/Podcasts/0710_GainingGround.mp3</link>
                                             <comments>http://www.lifebenefits.com/lb/Podcasts/0710_GainingGround.mp3</comments>
                                             <itunes:author>Minnesota Life</itunes:author>
                                             <dc:creator>Minnesota Life</dc:creator>
                                             <description>According to Allan and Barbara Pease, authors of The Definitive Book of Body Language, our gestures give away our true intent.</description>
                                             <pubDate>Thr, 22 Jul 2010 07:00:00 GMT</pubDate>
                                             <itunes:subtitle></itunes:subtitle>
                                             <itunes:summary>According to Allan and Barbara Pease, authors of The Definitive Book of Body Language, our gestures give away our true intent.</itunes:summary>
                                             <itunes:keywords></itunes:keywords>
                                             <itunes:duration>0:4:22</itunes:duration>
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                                             <itunes:explicit>no</itunes:explicit>           
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